Dover Financial Advisers Pty Ltd
AFSL 307248
ABN 87 112 139 321

71 Tulip Street
Cheltenham Victoria 3192
Telephone: 03 9583 6533
Facsimile: 03 9583 6733
E-mail: florence@dover.com.au

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Dover Financial Advisers, Financial Services, Financial Planning, Dover Financial Advisers, Cheltenham, Victoria , Australia

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Superannuation Planning

Introduction to Superannuation
Super planning stategies

Complaints handling

The Dover Way

Index
Introduction
Legal Structures
- Index
- Introduction - recommendations
- Personal services income (PSI)
- Personal service income trusts
- Family trusts and PSI
- Part-time private practice
- Business practice trusts
- Service entities
- Service companies
- Service trusts
- Service partnerships
- Part-time practice companies
- Investment companies
- Investment trusts
- Investment SMSFs
- Associateships and partnerships
Superannuation Planning
- Introduction to superannuation
- Super planning strategies
  - Stategies
  - No1
  - No2
  - No3
  - No4
  - No5
  - No6
  - No7
  - No8
  - No9
  - No10
  - No11
  - No12
  - No13
  - No14
  - No15
  - No16
  - No17
  - No18
  - No19
  - No20
  - No21
  - No22
  - No23
  - No24
  - No25
  - No26
Debt Management
- Index
- McMasters Finance
- Cash management techniques
- Simple gearing stategies
- In-house finance company
- Credit card management
- Do not pay off loans
- The role of debt
- Handy hints for getting the money
- How to manage debt
- Negative gearing
- Sources of debt
Tax Planning
- Index
- Introduction
- Company cars
- Overseas travel
- Employment of relatives
- Ownership of a related business
- Common deductions
- Deferring income
- Pre-payng deducible costs
Tax Planning for employee GPs
- Index
- Introduction
- Public hospital employees
- Car fringe benefits
- What is business travel?
- Remote area housing
- Living away from home allowance
- Employee gifts
- Reasonable meal allowances
- The otherwise deductible rule
- Frequent flyer benefits
- In-house childcare facilities
Tax Planning Ideas
- Index
- Fringe benefits exemption
Minimising Tax on Investments
- Index
- Introduction
- The basic principles
- Tax efficient investment structures
- Inter-face with practice structure
- The role of debt
- Other issues
- Summary table
Financial Planning: The theory
- Index
- Introduction
- One explanation of wealth
- Another explanation of wealth
- The purpose of wealth
- GPs and investing
- GPs economic life: the 3 phases
- The young GP
- Middle age & the peak cost years
- The later years & retirement
- How to retire early
Financial Planning: The practice
- Index
- Introduction
- Should you own your own practice?
- Your practice structure
- Buying & owning cars
- Buying your home
- SMSFs and index funds
- Asset protection strategies
- Life insurance and income insurance
- Financial assistance to relatives
- Estate planning issues
- Practical tax planning
- Summary of the tax benefits
Intergenerational financial planning
- Index
- Introduction
- Financial planning assistance to children
- Summary of intergenerational planning
- Disabled children
- Worried grandparents and second hand volvos
- Rich parents
- Poor parents
- Parents of foreign trained doctors
- Parents with a low profit business
- A family of investors
- Indirectly gearing up a super fund
- Superannuation co-contribution for parents
- Employing children
- The investment trust
- Financial assistance to children
- Homes for children
- A child in every home
- Family assistance payments
- FAQ
Current investment issues
Asset protection for Doctors
- Index
- Keep a clear perspective
- Future assets
- Existing assets
Estate planning for doctors
- Index
- Introduction
- Assets included in a GPs estate
- The will
- Bequests to beneficiaries
- Changing a will
- Contesting a will
- Probate
- Some terminology
- The essential elements of a will
- Signing and witnessing a will
- What assets are controlled by a will?
- Testamentart trusts
- Advantages of testamentary trusts
- Is there anything else to do?
- Special notes on super funds
- Powers of attorney
Insurance for doctors
- Index
- Introduction
- Life insurance
- Trauma insurance
- Workcover
- Health insurance
- A special note on mental illness
- Property & business insurances
- General insurance
- Homeowner's insurance
- Business insurance
Frequently used diagrams
Frequently used documents
Interesting links
- Index
- General financial links
- Sources of law
- Superannuation information
Websites for doctors & dentists

That's a good idea

Index
Introduction
Superannuation planning
Debt management
SMSF investing
Investing
Tax planning
Estate planning
Financial planning
Practice development