DOVER ETHICS

Dover Financial Advisers Pty Ltd, its directors and staff and each representative (“Dover”) are actively committed to a code of ethics designed to achieve best practice in financial planning by emphasising the rights and entitlements of Dover clients at all times.

Observing a formal code of ethics is a mark of a professional person. The Dover code of ethics includes compliance with the Corporations Act 2001, ASIC's regulatory guidelines and similar laws, and extends to a more demanding code of behaviour designed to enhance the standing and perception of Dover both with the public at large and within the financial planning profession.

Fiduciary duty

Dover accepts a fiduciary duty, or utmost good faith, to each client. This means the clients’ interests are paramount and dominate the Dover financial planning process.

Dover will do all things necessary to ensure the best possible results for each client at all times.

Dover will not place itself in a position where it has an undisclosed or unresolved conflict of interest.

Integrity and fairness

Dover exemplifies integrity and fairness in all dealings with its clients.

Dover accepts the trust placed in it by clients, and will honour that trust in all dealings with clients by displaying integrity, fairness, honesty, candour and personal integrity at all times.

Dover will not do, or fail to do, anything that will breach the trust placed in it by its clients.

Confidentiality and privacy

All Dover client information will be secure and access controlled in accordance with professional standards of complete confidentiality and privacy laws and regulations.

Knowledge standards

Dover commits to a high standard of continuing professional education and training including private reading and research, regular attendance at technical and professional training and constant study of the Corporations Act rules and regulations concerning the financial planning process and related fields.

Dover commits to an on-going process of self-improvement in the preparation and delivery of financial services to clients.

Professional standards

Dover will show professional courtesy and respect to all other professional advisors, professional bodies and regulatory authorities at all times, and do all things necessary to maintain and improve the status and standing of financial planning as a profession.

Dover observes all laws and regulations applying to financial planning and in particular the financial planning process and the preparation of statements of advice and similar documents for clients.