DOVER RISK INSURANCE

Dover provides a unique service that lets accountants and financial planners who traditionally have referred life insurance work to other firms to instead offer a life insurance service to their clients - and profit by doing so.

The model is very simple. Dover handles all of the administrative and licensing'disclosure requirements for the insurance policies for a low fixed fee - normally about $500 plus GST per policy, and then rebates all commissions to you, including trailer commissions, for the life of the policy.

Dover oversees all of the compliance, client liaison and application functions, as well as handling all client monies on your behalf. Monies received on your client's account are disbursed to you promptly in the month following receipt under our unique commission rebate scheme.

This service allows you to benefit from your client's life insurance needs without the stress and distraction of running your own insurance practice.

The extra commissions belong to you for the life of the policy, dramatically increasing your cash flow and the value of your practice.

Life insurance, income continuance insurance and trauma insurances are one of the few areas where commissions will remain legal after 30 June 2012, assuming the recommendations currently before the Government pass into law. Developing new income streams rather than giving them away for nothing is a key part of a successful financial planning strategy.