Table of Contents
- 01 – Introduction
- 02 – Debt Management
- Financial planning is really about… being creative
- Financial planning is really about… consolidating credit card debts
- Financial planning is really about… consolidating private debts onto a home loan
- Financial planning is really about… educating clients about debt (1)
- Financial planning is really about… educating clients about debt (2)
- Financial planning is really about… helping clients avoid common debt management mistakes
- Financial planning is really about… helping clients manage their home loan repayments
- Financial planning is really about… helping clients minimise loan interest
- Financial planning is really about… helping your clients get a lower after-tax interest rate
- Financial planning is really about… interest-offset accounts
- Financial planning is really about… keeping the bankers honest
- Financial planning is really about… managing investment debt
- Financial planning is really about… managing non-deductible debt
- Financial planning is really about… realising debt can be good
- Financial planning is really about… reverse mortgages
- Financial planning is really about… strategies to reduce non-deductible debt
- Financial planning is really about… swapping credit card debt for super
- Financial planning is really about… the interaction of super and paying off a home loan
- 03 – Gender Equality
- Financial planning is really about… gender equity
- Financial planning is really about… addressing gender imbalance in super
- Financial planning is really about… discussing shared bank accounts
- Financial planning is really about… employment advice for young women (1)
- Financial planning is really about… employment advice for young women (2)
- Financial planning is really about… sharing super
- Financial planning is really about… super advice for young women
- 04 – Helping the client in front of you
- Financial planning is NOT really ALL about financial products
- Financial planning is really about… advising on who should own the home
- Financial planning is really about… assisting with a divorce and its aftermath
- Financial planning is really about… bearing bad news
- Financial planning is really about… collaborative consumption
- Financial planning is really about… coming up with good ideas
- Financial planning is really about… consolidating your super
- Financial planning is really about… deferring gratification
- Financial planning is really about… encouraging young women to buy their own homes
- Financial planning is really about… establishing a Power of Attorney
- Financial planning is really about… good ideas
- Financial planning is really about… helping your clients learn
- Financial planning is really about… letting clients see what is possible
- Financial planning is really about… life decisions
- Financial planning is really about… managing your client’s expectations
- Financial planning is really about… maximizing happiness
- Financial planning is really about… other people too
- Financial planning is really about… quality controlling a client’s previous advice
- Financial planning is really about… rationalising car running costs
- Financial planning is really about… reassuring clients
- Financial planning is really about… recommending an SMSF
- Financial planning is really about… recommending that clients give up smoking
- Financial planning is really about… reducing household costs
- Financial planning is really about… suggesting a client see a financial counsellor
- Financial planning is really about… suggesting a co-habitation agreement
- Financial planning is really about… the home
- Financial planning is really about… the old
- Financial planning is really about… the person sitting in front of you
- Financial planning is really about… the young
- Financial planning is really about… what is in it for your client
- 05 – Investment
- Financial planning is really about… a home for every child
- Financial planning is really about… businesses
- Financial planning is really about… buying a home
- Financial planning is really about… considering buying a house purely for investment purposes
- Financial planning is really about… considering co-ownership with friends or siblings
- Financial planning is really about… considering positive gearing
- Financial planning is really about… direct investments
- Financial planning is really about… investing regular amounts over time
- Financial planning is really about… investment structures
- Financial planning is really about… negative gearing
- Financial planning is really about… recommending the clients buy into their employer’s business
- Financial planning is really about… sharing with friends
- Financial planning is really about… suggesting a client ask for a raise
- Financial planning is really about… taking a long term view
- Financial planning is really about… the miracle of compound interest
- Financial planning is really about… the right kind of alternative investments
- 06 – Retirement
- Financial planning is really about… Centrelink’s pension loan scheme (PLS)
- Financial planning is really about… geared super strategies
- Financial planning is really about… home reversion strategies
- Financial planning is really about… industry super funds
- Financial planning is really about… maximising deductible super contributions
- Financial planning is really about… sharing super
- Financial planning is really about… suggesting a client retire gradually
- Financial planning is really about… super
- Financial planning is really about… transitioning to retirement
- 07 – Taxation
- 08 – Your practice
- 09 – Intergenerational financial planning
- Financial planning is really about… considering co-ownership with parents
- Financial planning is really about… considering parental guarantees
- Financial planning is really about… establishing a will creating testamentary trusts
- Financial planning is really about… helping bereaved clients
- Financial planning is really about… helping clients whose child has a disability
- Financial planning is really about… multiple interest offset accounts
- Financial planning is really about… new wills following a second marriage
- Financial planning is really about… parents helping children buy homes
- Financial planning is really about… recommending simple wills
- 10 – Some more great ideas
- Financial planning is really about… giving your clients a vision
- Financial planning is really about… helping clients decide whether and how to take a break from work
- Financial planning is really about… helping clients even when they do not ask
- Financial planning is really about… helping your clients avoid costly mistakes
- Financial planning is really about… prioritising between the mortgage and the super
- Financial planning is really about… using credit cards for good, rather than evil
